Office Policies


Photo of kidsOur Mission

Welcome to Summe Orthodontics! Dr. Carol Summe and her team have been creating stunning smiles in the St. Matthews area of Louisville, Kentucky since 1982. We are committed to providing quality, state-of-the-art orthodontic treatment in a caring, friendly atmosphere. Our ultimate goal is clinical excellence in both function and esthetics. We are always available to answer your questions and are dedicated to making sure that your experience with us is a pleasant one

Office Hours

We are open to serve you, answer questions or schedule an appointment during the following hours:

Monday, Tuesday, Wednesday & Thursday: 8:00 a.m. – 5:00 p.m.
Friday: 1:00 p.m. - 4:00 p.m.

Payment Options

We strive to provide you with affordable, high-quality treatment that fits your budget! We offer the following payment options to meet your needs:

  • Cash and check
  • Visa and MasterCard
  • Financing through CareCredit
  • Automatic deduction from checking account or credit card

We will thoroughly explain your options so that we can accommodate your needs. Discounts are available for payment in full at the start of treatment. We happily apply a courtesy discount when we have the opportunity to treat multiple family members.

Insurance Policies

If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Remember that insurance policies vary, and we will review your insurance to determine the appropriate course of action.

We are a preferred provider for several insurance plans, and once treatment has started, we will file your claims. To help us with your insurance filing, please complete the insurance questions on our questionnaire.

Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.